VA Disability Benefits Guide
A comprehensive overview of benefits by disability rating.
Understanding Your Rating
Your VA disability rating is a percentage from 0% to 100% that reflects the severity of your service-connected condition. This rating is used to determine your monthly compensation and eligibility for a wide array of other benefits.
Benefits for All Disability Ratings (0% and above)
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VA Home Loan Guaranty:
VA home loans are available to veterans with any disability rating. Having a service-connected disability may exempt you from paying the VA funding fee.
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VA Life Insurance (VALife):
Veterans with any service-connected disability rating may be eligible for up to $40,000 in life insurance coverage.
Benefits for 10% to 20% Disability Rating
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Monthly Tax-Free Compensation:
A monthly payment is provided based on your disability rating.
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VA Health Care:
Free VA health care and prescription medications for your service-connected conditions.
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Travel Allowance:
May be available for scheduled medical appointments related to your service-connected disability.
Benefits for 30% or Higher Disability Rating
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Dependent Compensation:
Eligible for additional monthly compensation for dependents, including a spouse, children, and dependent parents.
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Veteran Readiness and Employment (VR&E):
May qualify for job training, career counseling, and other services to help with employment.
Benefits for 50% or Higher Disability Rating
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Comprehensive VA Health Care:
Generally receive no-cost VA inpatient and outpatient care, including prescriptions, for all medical needs, not just service-connected conditions.
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VA Health Care Priority Group 1:
Ensures the most timely access to VA care.
Benefits for 100% Disability Rating
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No-Cost Dental Care:
Veterans with a 100% schedular rating are eligible for free comprehensive dental care.
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Free Eyeglasses and Hearing Aids:
These are often included with comprehensive healthcare benefits at this level.
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Commissary and Exchange Privileges:
May be eligible for access to military exchanges and commissaries.
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Totally Disabled Student Loan Discharge:
May qualify for a complete discharge of federal student loans.
Benefits for 100% Permanent and Total (P&T) Rating
*A P&T rating means your condition is not expected to improve and is not subject to re-evaluation.
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Dependents' Educational Assistance (DEA):
A monthly stipend to help a veteran's spouse and children pay for college, technical training, or other educational programs.
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CHAMPVA:
Healthcare benefits for the veteran's spouse and children, allowing them to use private healthcare providers with the VA sharing the cost.
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Property Tax Exemption:
Many states offer property tax exemptions or relief.
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State-Specific Benefits:
Additional benefits like free hunting and fishing licenses or vehicle registration fee waivers are often available.